Many associate the need for an SR-22 with drivers who have a DUI on their record. If this is the case for you, read about DUI insurance. In reality, the SR-22 can be required for a variety of reasons, depending on where you live.
Common circumstances that result in an SR-22 requirement include the following:
> DUI or DWI or other major alcohol violation conviction
> Serious moving violation conviction, such as reckless or negligent driving
> Several traffic offenses in a short time period
> Driving without insurance conviction
> Being involved in an accident while driving without insurance
> Being caught by the state not carrying car insurance on your registered vehicle
> A requirement for you to obtain a hardship or probationary license
> A requirement to reinstate your driver's license after a suspension or revocation
Meeting the SR-22 requirement can help you get your license and/or registration reinstated and thus get you back on the road. You'll know it's required when you're informed by the court or state. The notification should inform you why an SR-22 is required, the insurance requirements and how long the SR-22 form must stay on file with the state.